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The right mortgage is right around the corner.

Just like when you know you’ve found the right home, you don’t have to look far to find the right mortgage. Because the right one offers industry-low rates, flexible prepayment terms and reinvests in the communities and causes you care about.  

The right mortgage has it all. And we can help you get one.  

Get expert mortgage advice from your local ACU advisor. 

Why get a mortgage with ACU?

ACU offers competitive rates and expert advice to ensure you get the best mortgage for your unique needs. Our mortgage advisors have used their expertise and experience to help thousands of members, and they’re ready to help you.  

Book an appointment to get more information on:

  • Fixed and variable mortgage rates
  • Term, rate and down payment options
  • Payment frequency and cadence options
  • Legal, insurance and home purchase costs
  • Other homeownership costs
  • Savings strategies
  • Pre-approval advantages and requirements

Book your appointment to find the right mortgage for you.


ACU checklist icon

Mortgage application checklist

Purchasing a home is an exciting process, but gathering the required documents can be a daunting task. Here's the basics of what you'll need to apply:
1. Employment and income verification, e.g. pay slips or tax documents
2. Down payment confirmation, e.g. financial statements from the last 90 days
3. Basic financials, e.g. current assets and liabilities
4. Your ACU Pre-Approved Mortgage Certificate, if applicable
5. Property details, e.g. the real estate listing, purchase agreement, and property tax details
All set? Start your application online now. Or download the checklist for later.

ACU Mortgage Rates

As of June 28, 2024, ACU is offering these mortgage rates.

2-year fixed mortgage

Interest Rates

5-year fixed mortgage

Interest Rates

5-year variable closed mortgage

Interest Rates

*Rates are subject to change without notice at any time.

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