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Grow together with ACU. Become a member today.

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You want to bank where you know you can plant roots with strong relationships with advisors that build your financial health and resilience while creating more sustainable communities. You believe in banking with purpose, with a Certified B Corporation, so that you feel proud of your banking choice.

When you join ACU, you become part of something special that does more for you, for our communities, and for our membership. We grow together. This is why ACU is once again, for the third consecutive year, donating $20,000 to Trees Winnipeg as part of our membership growth campaign as we invest in preserving our urban canopy and neighbourhood forests. We do this because we know the health and wellbeing of our environment matters to you and your banking choice is also a choice you make aligned with your values. 


2018-B-Corp-Logo-Black-LAs a certified B Corp, we go the extra mile to do business better, so our members can feel great about choosing us. We believe in banking with purpose. That’s why we always give back to our communities and work to improve our climate impact, — and this year, we’re topping things off with a $20,000 donation to Trees Winnipeg, dedicated to preserving our urban canopy and our neighbourhood forests.

Did you know?

Thanks to you, our members, this is the third year ACU has supported Trees Winnipeg with a $20,000 donation each year, helping to support their commitment to biodiversity. In 2023, these funds helped plant 684 trees and put on workshops as well as a program providing water to the newly planted trees. To learn more about our partnership, visit How ACU members are growing urban forests with Trees Winnipeg.


Become a member today! Join ACU!

Why join ACU?

The needs of our members are constantly evolving, and we’re stepping up to ensure you get the service you deserve — plus so much more. When you join ACU, you’ll reap the benefits of a credit union that puts your needs first, offering better control, greater earning potential, and continued investments in the communities we call home. Let’s make the change together, for a greener, healthier home.

As an ACU member, you have access to:

  • Quick online account opening
  • Convenient digital banking
  • Expert financial advice and guidance
  • Flexible saving and borrowing solutions at great rates
  • Fast, easy digital investing options
  • The largest group of accredited responsible investing advisors in Manitoba
  • Deposits guaranteed 100% by the Deposit Guarantee Corporation of Manitoba
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How to become a member

  1. Head to acu.ca. You’ll need a valid email address to open your account.
  2. Have your Social Insurance Number, Canadian provincial photo ID and mobile phone ready.
  3. Consent to a credit check.
  4. Purchase your $5 member share.
  5. Complete set up by transferring funds for your first deposit. 

It's that easy! Join us and discover just how far your money can go

Not ready to join yet?

That’s okay too! Book an appointment with an ACU representative — at your local branch, by phone or over video — and we’ll answer any further questions you have. 

Choose Personal Banking>New Account” from our list of services.

Grow your wealth, our city’s tree canopy, and more.

We’re not like other financial institutions — we invest in you while building communities. As an ACU member-owner, you can feel great about being a part of a company that is locally owned by over 140,000 Manitobans and champions environmental restoration, believes that diversity is a strength for our vibrant communities, is commit to the journey of truth and reconciliation, actively removes barriers to financial services for those who are excluded, and works with nonprofit and co-op leaders and local entrepreneurs to succeed in building stronger, fairer, and more inclusive and sustainable communities and local economies. When you join ACU, you become a part of this incredible story of impact.

It’s a great time to plant roots with ACU.

You may also be interested in

About ACU

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Our Roots

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Socially Responsible Investing

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Rates

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ACU's personal chequing accounts

ACU Light
Just the essentials, for just $3 a month. Pay only for the services you need, and waive most fees with a minimum monthly balance. 
  • $3 monthly fee
  • Monthly fee and select transaction fees* waived with a minimum $1,000 monthly balance
  • Overdraft protection and line of credit available upon qualification
  • Free deposits

Get more details about our personal chequing accounts here.

ACU Active
Low fees and numerous free transactions make this the perfect chequing account for everyday use.
  • $7 monthly fee (just $4 if you’re 18-24)
  • Monthly fee waived with a minimum monthly balance of $1,000
  • Monthly fee waived if you’re over 60
  • 35 free electronic transactions per month
  • 5 free in-branch transactions
  • Overdraft protection and line of credit available upon qualification
  • Free deposits

Get more details about our personal chequing accounts here.

ACU Digital
If you prefer to bank online or through our mobile app, enjoy unlimited digital transactions for just $10 a month.
  • $10 monthly fee ($7 if you’re 18-24, or $3 if you’re over 60)
  • Monthly fee is waived with a minimum monthly balance of $3,500
  • Monthly fee waived if you’re under 18
  • Free electronic transactions
  • 25 free Interac e-Transfers® per month
  • Overdraft protection and line of credit available upon qualification
  • Free deposits

Get more details about our personal chequing accounts here.

ACU Unlimited
If you prefer to bank online or through our mobile app, enjoy unlimited digital transactions for just $10 a month.
  • $16.50 monthly fee (just $13.50 if you’re 18-24, or $9.50 if you’re over 60)
  • Monthly fee waived with a minimum monthly balance of $5,000
  • Unlimited transactions
  • 4 free ATM withdrawals (Interac)
  • 25 free Interac e-Transfers® per month
  • Free cheque orders, free Canadian and U.S. bank drafts
  • Free small safety deposit box
  • Earn daily interest on your closing balance
  • Overdraft protection and line of credit available upon qualification
  • Free deposits

Get more details about our personal chequing accounts here.

USD Chequing
For those who often shop in U.S. dollars, or need access to U.S. currency, this no monthly fee and no minimum balance USD chequing account is for you.
  • No monthly fee
  • 2 free electronic and/or in-branch transactions
  • Free deposits
  • Free USD/CAD intra-account transfers using online or mobile banking.
  • Earn daily interest on your closing balance

Get more details about our personal chequing accounts here.

ACU Student Digital

This no-monthly fee account is tailored to the needs of full-time secondary and post-secondary¹ students.

  • No monthly fee
  • Free electronic transactions
  • 25 free Interac e-Transfers® per month
  • Free deposits
  • Student line of credit available upon qualification

Get more details about our personal chequing accounts here.