--- title: Join ACU Online Today - Digital Membership Opening description: It’s easy and convenient to open an account, you no longer need to visit a branch! Join ACU from your phone or computer and start banking on values. image: https://content.acu.ca/hubfs/ACU%20DMO%20featured%20image.png --- [Skip to content](https://content.acu.ca/digital-membership-opening#main-content) [![ACU/Caisse Assiniboine](https://content.acu.ca/hs-fs/hubfs/2025%20New%20Site/ACU%20Logos/DIGITAL_RGB-HEX_ACU-CA_Stacked_eng-fr_b-corp.png?width=1071&height=361&name=DIGITAL_RGB-HEX_ACU-CA_Stacked_eng-fr_b-corp.png) ](https://www.acu.ca/en/personal?hsLang=en) Open main navigation Close main navigation ![Image of ACU digital banking on a phone and computer](https://content.acu.ca/hubfs/2023_Campaigns/2023_DMO/Digital_Join%20ACU%20Screentshot_Phone-Laptop.png "Image of ACU digital banking on a phone and computer") ## Become an ACU member online... anytime! At Assiniboine Credit Union, we believe in banking with a purpose. By becoming a member of ACU, you join a community of like-minded individuals who value sustainability, social responsibility and inclusion.  Join ACU online—no need to visit a branch—and start banking on values today! [ Join now ](http://join.acu.ca/deposits) ## Why join ACU? We know you want to be part of something bigger. You want more control, more from your money, more from your bank. We get it, and we can help. When you join ACU, you not only help yourself, you help everyone around you by helping us create positive impact for communities and the environment. As an ACU member, you have access to: - Quick online account opening - Convenient mobile app and online banking - Expert financial advice and guidance - Flexible saving and borrowing solutions with great rates - Fast, easy digital investing options - The largest group of accredited responsible investing advisors in Manitoba - Deposit guaranteed 100% by the **[Deposit Guarantee Corporation of Manitoba](https://dgcm.ca/)** [ Join now ](http://join.acu.ca/deposits) ![ACU checklist icon](https://content.acu.ca/hubfs/ACU%20checklist%20icon.png "ACU checklist icon") # How to apply 1. Head to [join.acu.ca](https://join.acu.ca/). You'll need a valid email address to open your account. 2. Have your Social Insurance Number, Canadian provincial photo ID and mobile phone ready. 3. Consent to a credit check. 4. Purchase your $5 member share. 5. Complete set up by transferring funds for your first deposit.    That's it! **Join us and discover what money doing more is all about.** [ I'm ready to join ](http://join.acu.ca/deposits) ## Not ready to join yet?  ### That's okay too! Book an appointment with an ACU representative—at your local branch, by phone or over video—and we'll answer any further questions you have.  Choose "New Account" from our list of services.   --- You may also be interested in ## **About ACU ** [![ACU handshake icon](https://content.acu.ca/hubfs/ACU%20handshake%20icon%20(1).png "ACU handshake icon")](https://www.acu.ca/en/about?hsLang=en) ## **Our Roots ** [![ACU roots icon](https://content.acu.ca/hubfs/ACU%20roots%20icon%20(1).png "ACU roots icon")](https://www.acu.ca/en/about/our-story/our-roots?hsLang=en) ## **Socially Responsible Investing** [![ACU investing icon](https://content.acu.ca/hubfs/ACU%20investing%20icon.png "ACU investing icon")](https://www.acu.ca/en/personal/investing/products/socially-responsible-investing?hsLang=en) ## **Rates** [![ACU rates icon](https://content.acu.ca/hubfs/ACU%20rates%20icon.png "ACU rates icon")](https://www.acu.ca/en/rates?hsLang=en) --- **Planting trees for new members** As an ACU member-owner, you put a priority on community values. We believe in ethical business, advocating for diversity, inclusion and [Reconciliation](https://www.acu.ca/en/about/our-story/reconciliation?hsLang=en), and helping new Canadians, the underserved, non-profits and entrepreneurs. **For all new ACU members in 2023, we’re supporting Trees Winnipeg to help grow our urban canopy.** ![Image of a boy holding a tree-covered globe. Text reads: Trees keep the earth alive. Together let's be the difference.](https://content.acu.ca/hs-fs/hubfs/social-suggested-images/ACU%20600x600%20FB_IG_2023%20Values%20Trees%20Winnipeg_v2-1.jpg?width=300&height=300&name=ACU%20600x600%20FB_IG_2023%20Values%20Trees%20Winnipeg_v2-1.jpg "Image of a boy holding a tree-covered globe. Text reads: Trees keep the earth alive. Together let's be the difference.") [ Join now ](http://join.acu.ca/deposits) --- ## **ACU's personal chequing accounts** ACU Light Just the essentials, for just $3 a month. Pay only for the services you need, and waive most fees with a minimum monthly balance.  - $3 monthly fee - Monthly fee and select transaction fees* waived with a minimum $1,000 monthly balance - Overdraft protection and line of credit available upon qualification - Free deposits Get more details about our personal chequing accounts [here](https://www.acu.ca/en/personal/daily-banking/chequing-accounts?hsLang=en). ACU Active Low fees and numerous free transactions make this the perfect chequing account for everyday use. - $7 monthly fee (just $4 if you’re 18-24) - Monthly fee waived with a minimum monthly balance of $1,000 - Monthly fee waived if you’re over 60 - 35 free electronic transactions per month - 5 free in-branch transactions - Overdraft protection and line of credit available upon qualification - Free deposits Get more details about our personal chequing accounts [here](https://www.acu.ca/en/personal/daily-banking/chequing-accounts?hsLang=en). ACU Digital If you prefer to bank online or through our mobile app, enjoy unlimited digital transactions for just $10 a month. - $10 monthly fee ($7 if you’re 18-24, or $3 if you’re over 60) - Monthly fee is waived with a minimum monthly balance of $3,500 - Monthly fee waived if you’re under 18 - Free electronic transactions - 25 free Interac e-Transfers® per month - Overdraft protection and line of credit available upon qualification - Free deposits Get more details about our personal chequing accounts [here](https://www.acu.ca/en/personal/daily-banking/chequing-accounts?hsLang=en). ACU Unlimited If you prefer to bank online or through our mobile app, enjoy unlimited digital transactions for just $10 a month. - $16.50 monthly fee (just $13.50 if you’re 18-24, or $9.50 if you’re over 60) - Monthly fee waived with a minimum monthly balance of $5,000 - Unlimited transactions - 4 free ATM withdrawals (Interac) - 25 free Interac e-Transfers® per month - Free cheque orders, free Canadian and U.S. bank drafts - Free small safety deposit box - Earn daily interest on your closing balance - Overdraft protection and line of credit available upon qualification - Free deposits Get more details about our personal chequing accounts [here](https://www.acu.ca/en/personal/daily-banking/chequing-accounts?hsLang=en). USD Chequing For those who often shop in U.S. dollars, or need access to U.S. currency, this no monthly fee and no minimum balance USD chequing account is for you. - No monthly fee - 2 free electronic and/or in-branch transactions - Free deposits - Free USD/CAD intra-account transfers using online or mobile banking. - Earn daily interest on your closing balance Get more details about our personal chequing accounts [here](https://www.acu.ca/en/personal/daily-banking/chequing-accounts?hsLang=en). ACU Student Digital This no-monthly fee account is tailored to the needs of full-time secondary and post-secondary¹ students. - No monthly fee - Free electronic transactions - 25 free *Interac e*-Transfers® per month - Free deposits - Student line of credit available upon qualification Get more details about our personal chequing accounts [here](https://www.acu.ca/en/personal/daily-banking/chequing-accounts?hsLang=en).   ## **Connect with Assiniboine Credit Union to stay updated and engage with our latest news, offers, and community.** Follow us on your preferred social media platforms and be a part of our vibrant community. [instagram icon ](https://www.instagram.com/MyAssiniboine/) [linkedin-in icon ](https://www.linkedin.com/company/assiniboine-credit-union/) [Follow us on Facebook ](https://www.youtube.com/channel/UCTGbKIsFZlzXfNvuuZmjdPw) [X Twitter icon ](https://twitter.com/MyAssiniboine) [facebook-f icon ](https://www.facebook.com/MyAssiniboine/) [Follow us on Facebook ](https://blog.acu.ca/) --- [Security](https://www.acu.ca/en/security-and-privacy?hsLang=en)       [Privacy](https://www.acu.ca/en/privacy?hsLang=en)       [Legal](https://www.acu.ca/en/legal?hsLang=en) Copyright © 2026, Assiniboine Credit Union Deposits guaranteed 100% by the [Deposit Guarantee Corporation of Manitoba](https://dgcm.ca/).